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What Happens If You Get Hurt on the Job as an Unlicensed Contractor?

Working as an unlicensed contractor carries inherent risks, both legally and physically. Unlicensed contractors often operate outside the regulatory requirements that govern professional trade work, which can result in limited legal protections and benefits. 

This unlicensed status can have significant implications for workers’ compensation or personal injury claims. Understanding these impacts is crucial for anyone working in this capacity, as it affects their rights to compensation and medical care in the event of a job-related injury.

Are You Eligible for Workers’ Compensation as an Unlicensed Contractor?

The classification of a worker as either an employee or an independent contractor significantly impacts their eligibility for workers’ compensation. Employees typically have a right to workers’ compensation coverage under state laws, whereas independent contractors do not. 

The criteria used to classify a worker include the level of control the employer has over the work performed, the method of payment, and the nature of the relationship between the parties. If you meet the state’s legal definition of an employee, even if labeled as an unlicensed contractor, you may still be entitled to workers’ compensation benefits. A Los Angeles workers’ compensation attorney can help determine whether you can pursue a workers’ compensation claim.

When Workers’ Compensation Isn’t Available

In instances where workers’ compensation is not available due to your classification as an independent and unlicensed contractor, you may have the option to file a personal injury lawsuit against your employer or another liable party. Here are some things to keep in mind:

Employer Negligence

An employer’s failure to uphold safety standards or provide a safe working environment could serve as grounds for a personal injury lawsuit. If an unlicensed contractor is injured because an employer neglected to follow safety protocols or failed to ensure a hazard-free environment, the injured party may have a valid claim, even though they are unlicensed.

Third-Party Claims

Unlicensed contractors may also have the option to file claims against third parties who contributed to their injury. For instance, if the injury resulted from faulty equipment, the manufacturer could be held liable. Similarly, property owners who fail to maintain a safe environment may also be subject to third-party claims. These legal avenues can help secure compensation beyond what is directly obtainable from the employer.

The Importance of Seeking Legal Help as an Injured Unlicensed Contractor

Dealing with injury claims as an unlicensed contractor can be overwhelming. Given the potential barriers to compensation, seeking legal assistance is crucial. An experienced Los Angeles workplace injury attorney can provide essential guidance and advocacy in the following ways:

  • Understanding Legal Rights: A knowledgeable attorney can help you decipher your legal rights and potential claims, ensuring you are aware of all avenues for compensation.
  • Filing Claims Accurately: Legal professionals can assist in accurately preparing and filing claims, reducing the risk of administrative errors that could jeopardize your case.
  • Proving Employer Negligence: An attorney can gather critical evidence and build a compelling case to demonstrate employer negligence, which can be pivotal in personal injury lawsuits.
  • Navigating Third-Party Claims: Legal experts can identify and pursue claims against third parties who may be liable for your injury, such as equipment manufacturers or property owners.
  • Maximizing Compensation: With professional legal representation, you are more likely to obtain comprehensive compensation that covers medical expenses, lost wages, and other damages.

Overall, working with a legal professional can greatly alleviate the stress and uncertainty following an injury as an unlicensed contractor. Contact us today to schedule a free consultation.

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